This website provides access to enroll in benefits provided by your employer or group. By necessity, the site keeps track of personal information required for benefit enrollment. This Terms of Use Agreement (the "Agreement") consists of two important parts:
- Consent to Enroll Electronically – a statement on your part permitting the general use of electronic records and electronic signatures.
- Terms and Conditions – a legal notice describing certain conditions of use and limitations on the site sponsor's liability.
Please review the Agreement carefully before you use the website.
Portions of the website is licensed by Selerix Systems, Inc. to TBX Employee Benefits, LLC, a Texas Limited Liability Company (herein referred to as the "Sponsor"). By using this website, associated software, services, media, printed material, electronic documentation, and related materials (the "Product"), you are accepting the terms of this Agreement. If you are not willing to be bound by the terms of this Agreement, you may not access or otherwise use the Product. Your continued use of the Product indicates your acknowledgement that you have read, understand and accept the terms and conditions in this Agreement. This Agreement represents the entire agreement concerning the Product between you and the Sponsor, and it supersedes any prior proposal, representation, or understanding between the parties.
Please note that the permitted use of your personal information is limited and set forth in the Privacy Policy. Your personal information is protected by extensive technological, physical, and organizational safeguards, as described in the Security Information.
Consent to Enroll Electronically
This is an electronic enrollment for personal insurance coverage using electronic records, transactions, and signatures. By completing this electronic enrollment process, you understand and are consenting to be bound by the terms and conditions of the insurance policies for which you are enrolling and are adopting this electronic enrollment process with the intent that completing such process will serve as your electronic signature.
By presenting your user ID and password (or Personal Identification Number) you agree to conduct this transaction by electronic means and understand that this transaction will be submitted electronically. Your electronic signature will be as legally binding and enforceable as if you had signed on paper.
Following the enrollment, the companies that administer your coverage may deliver your insurance policies or certificates to you by mail, electronic mail, or through the Internet. The company may or may not offer access to certain electronic records of your enrollment through the Internet.
Terms and Conditions
By using the Product in relation to an application for insurance, you agree with the following Terms and Conditions (the "Terms ") without limitation or qualification. Please read these Terms carefully before using the Product. If you do not agree with these Terms, you are not granted permission to use this Web site and must exit this Web site immediately. The Sponsor may revise these Terms at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms governing the Product.
Disclaimer
To the fullest extent permissible, the Product is provided "as is" and without warranties of any kind, either expressed or implied. The Sponsor, its officers, directors, employees, and agents (collectively "Representatives") and suppliers disclaim all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
Neither the Sponsor, its Representatives, nor suppliers warrant that the Product will be uninterrupted or error–free, that defects will be corrected, that the Product is free of defects, or that they will bear the cost, in whole or in part, for correcting any defects.
This Product may be linked to websites that are not maintained by the Sponsor. Neither the Sponsor nor its representatives or suppliers, are responsible for the contents of other such websites. The inclusion of any link to such websites does not imply approval of or endorsement by the Sponsor, its Representatives, or suppliers.
TBX NON–FIDUCIARY ROLE.
TBX EmployBenefits, LLC (TBX) facilitates the referral or placement of insurance coverage and related Services as a producer acting on behalf of its clients who maintain insurance benefit programs for their employees or other participants ("Program Sponsor"). TBX may also facilitate the referral or placement of other insurance coverage and services. TBX is not a fiduciary to you or your plan. Neither TBX, your Program Sponsor nor this TBX website recommends any particular coverage or service for you, or makes any representation or warranty that any coverage or service you obtain through TBX is best aligned with your own needs. Coverage and service options available to you through TBX are limited to those selected by your Program Sponsor and presented to you on TBX. While the TBX tools may indicate certain benefit options are the "best match" based on your answers to certain "Benefit Guru" questions you will encounter on the website. You are responsible for independently ensuring that your selection of coverage or service through TBX is appropriate for you. You may bypass the TBX "best match" tool and can choose any coverage and service from options selected by your Program Sponsor, regardless of whether TBX designates it as a "best match" for you.
TBX'S COMPENSATION.
In accordance with industry custom, TBX's compensation includes commissions paid by insurers that are calculated as a percentage of the insurance premiums those insurers collect for the coverage you obtain. The rate of commissions paid to TBX and resulting commission payment amounts may vary depending on the type of insurance or service purchased, the insurer or service provider who provides such coverage or service, and other factors such as the volume, growth and/or retention of TBX's book of business with this insurer or service provider. TBX may also receive additional monetary and non–monetary compensation from insurers or others that includes payment for marketing or technology related expenses, and other service fees. TBX's compensation may vary depending on the type of insurance or service purchased, and the insurer or service provider selected.
Limitation of Liability
While the Company and its Representatives or suppliers use reasonable efforts to include accurate and up–to–date information in the Product, errors or omissions may occur. Under no circumstances shall the Sponsor, or its Representatives or suppliers, be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the Product, even if advised of the possibility of such damages.
Trademarks and Copyrights
Unless otherwise noted, all trademarks, service marks, trade names, logos, icons, and images are proprietary to the Sponsor, its Representatives, or suppliers. Nothing contained in the Product should be construed as granting any license or right to use any of the foregoing without the written permission of the Sponsor, its Representatives, or suppliers, as applicable. Your use of any of the foregoing, except as provided herein, is strictly prohibited and may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
Software Licenses
You acknowledge that any software which may be available or provided to you in the Product may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Neither the Sponsor, its Representatives, nor suppliers authorize the downloading or export of any software or technical data from the Product to any jurisdiction prohibited by such export controls laws and regulations.
Jurisdiction
This Agreement shall be construed and governed in accordance with the laws of the state of Texas without reference to its conflict of law rules. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. Should any term of this Agreement be declared void or unenforceable by any court of competent jurisdiction, such declaration shall have no effect on the remaining terms hereof. No modification or waiver of this Agreement or any provisions shall be binding unless made in writing and signed by the parties hereto. The failure of either party to enforce any rights granted hereunder or to take action against the other party in the event of any breach hereunder shall not be deemed a waiver by that party as to subsequent enforcement of rights or subsequent actions in the event of future breaches.
The Parties desire to facilitate certain transactions pursuant to this Agreement by exchanging documents, records and signatures electronically or by utilizing electronic agents. The use of electronic facilities or agents shall be in accordance with procedures established by the Sponsor and governed by the applicable provisions of the Uniform Electronic Transactions Act as adopted in the governing jurisdiction.
Should you have any questions concerning this Agreement, or if you desire to contact the Sponsor for any reason, please contact:
General Council
TBX Employee Benefits
1201 Elm St, Suite 4250
Dallas, TX 75270